dovenatrix - Financial Planning Solutions for Australians

Acceptance of Terms

By accessing dovenatrix.sbs or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of our website immediately. Your continued use constitutes ongoing acceptance of these terms as they may be modified from time to time.

Definitions

For purposes of these Terms and Conditions, the following definitions apply:

Website refers to dovenatrix.sbs and all associated pages, content, functionality, and services accessible through this dovenatrix name or related subdomains controlled by us.

Services refers to financial planning consultations, analytical reviews, insights, and related offerings provided by dovenatrix as described on this website or through direct engagement.

User, you, or your refers to any individual or entity accessing the website or engaging our services, including visitors browsing content and clients receiving consultations.

We, us, or our refers to dovenatrix and its team members, consultants, and authorized representatives providing services described herein.

Use of Services

Our services are intended for personal, non-commercial use by individuals seeking financial planning consultations. You agree to use the website and services only for lawful purposes and in accordance with these terms. Commercial use, reproduction, or redistribution of content requires express written permission.

Eligibility

You must be at least 18 years old and legally capable of entering binding contracts to use our services. By using this website, you represent and warrant that you meet these eligibility requirements. If you are accessing services on behalf of an organization, you represent authority to bind that entity to these terms.

Services are primarily intended for Australian residents, though access is not geographically restricted.

User Responsibilities

When using our website or services, you agree to the following responsibilities:

Provide accurate, complete, and current information when submitting inquiry forms, scheduling consultations, or communicating with us through any channel.

Maintain confidentiality of any account credentials or access information provided for secure areas of the website or personalized content.

Notify us immediately of any unauthorized access to your account or any security breach you become aware of.

Accept responsibility for all activities occurring under your account or through your use of the website and services.

Prohibited Uses

You may not use our website or services for any of the following purposes:

Any unlawful purpose or in violation of these terms, applicable local, state, or federal regulations, or international laws that may apply.

Transmitting harmful code including viruses, malware, or any technology designed to damage, interfere with, or intercept our systems or data.

Attempting unauthorized access to any portion of the website, other accounts, systems, or networks connected to our services through hacking or other means.

Collecting or harvesting information about other users without their consent or using automated systems to access the website without authorization.

Impersonating any person or entity, misrepresenting affiliation, or providing false information about identity or qualifications during interactions with us.

Intellectual Property Rights

All content on this website including text, graphics, logos, images, software, and other materials is owned by dovenatrix or licensed to us and protected by Australian and international intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content without express written permission. Limited personal, non-commercial use is permitted for purposes of evaluating our services.

User-Generated Content

If you submit feedback, testimonials, questions, or other content through our website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for business purposes including marketing and service improvement.

User Content Responsibilities

You retain ownership of content you submit but represent that it does not violate third-party rights or applicable laws. We reserve the right to remove any content we deem inappropriate without notice or liability.

Privacy and Data Protection

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website or services, you consent to data practices described in the Privacy Policy. We are committed to protecting your privacy in accordance with Australian privacy laws and maintaining appropriate security measures to safeguard personal information you provide.

Privacy Policy

Disclaimers and Limitations

Please review the following important disclaimers regarding our services:

No Guarantee of Results

We make no guarantees about outcomes from consultations or information provided. Results vary based on individual circumstances, actions taken, market conditions, and factors beyond anyone's control. Past performance does not indicate future results. Information provided is for educational purposes and does not constitute professional advice directing specific actions.

Limitation of Liability

To the fullest extent permitted by Australian law, dovenatrix shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the website or services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount paid by you for services, if any.

Indemnification

You agree to indemnify, defend, and hold harmless dovenatrix and its team members from any claims, damages, losses, liabilities, and expenses arising from your use of the website or services, your violation of these terms, or your violation of any third-party rights.

Dispute Resolution

In the event of disputes arising from these terms or your use of our services:

Arbitration

Any disputes shall be resolved through binding arbitration in accordance with Australian arbitration rules rather than in court, except where prohibited by law. Arbitration provides a streamlined process for resolving disagreements while maintaining confidentiality.

You waive rights to participate in class actions or representative proceedings when agreeing to arbitration, with disputes handled individually.

Online Dispute Resolution

For eligible disputes, you may also access online dispute resolution platforms provided by Australian consumer protection agencies. These platforms offer alternative mechanisms for resolving complaints and disagreements outside traditional court proceedings.

Consumer Affairs Information

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions continue in full force and effect. Invalid provisions will be modified to achieve the original intent to the extent possible under applicable law.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and dovenatrix regarding use of the website and services, superseding any prior agreements or understandings.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of Australia. Any legal proceedings shall be conducted in Australian courts with exclusive jurisdiction.

Termination

We reserve the right to terminate or suspend your access to the website or services immediately, without prior notice, for any breach of these terms or for any other reason at our sole discretion. Upon termination, your right to use the website ceases immediately.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes become effective immediately upon posting to the website. Your continued use after modifications constitutes acceptance of revised terms. We recommend reviewing these terms periodically to stay informed about updates.

Contact Information

If you have questions about these Terms and Conditions or need clarification regarding any provisions, please contact us:

Email Address: content@dovenatrix.sbs

Phone Number: +61724516919

Mailing Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Terms and Conditions